The Top Gas Rewards Credit Cards According to Reddit Users
Discover it Cash Back is the best credit card for gas according to Reddit users. Earn 5% cash back on gas purchases each quarter!
As we all know, gas prices can fluctuate wildly and put a strain on our wallets. That's where finding the best credit card for gas comes in handy. With so many options out there, it can be overwhelming to decide which one to choose. Luckily, Reddit has become a go-to source for real-life reviews and recommendations from fellow consumers. So, we've scoured the site to bring you the top contenders for the best credit card for gas on Reddit.
First up is the Chase Freedom Flex card. This card offers 5% cashback on up to $1,500 in combined purchases each quarter in rotating categories, which includes gas stations for one quarter of the year. Plus, it has no annual fee and offers other perks like a $200 sign-up bonus and 0% APR for the first 15 months. Not to mention, Chase is a well-respected and reliable bank.
Another popular option is the Bank of America Cash Rewards card. It offers 3% cashback on gas purchases and 2% cashback at grocery stores and wholesale clubs, with no annual fee. Plus, if you're a Bank of America Preferred Rewards member, you can earn up to 5.25% cashback on gas. This card also has a $200 sign-up bonus and other benefits like a 0% APR for the first 12 billing cycles.
If you're looking for a card with even higher rewards on gas purchases, the Costco Anywhere Visa Card by Citi may be the way to go. This card offers 4% cashback on eligible gas purchases, up to $7,000 per year. It also has no annual fee for Costco members and offers 3% cashback on dining and travel purchases and 2% cashback at Costco. However, keep in mind that you must have a Costco membership to be eligible for this card.
For those who prefer a flat-rate cashback card, the Citi Double Cash card is a great choice. It offers 2% cashback on all purchases, with no limits or categories to keep track of. Plus, it has no annual fee and even offers a 0% APR for the first 18 months. This card may not have as high of rewards on gas purchases specifically, but it's a great all-around option.
If you're someone who frequently travels and rents cars, the Wells Fargo Propel American Express card may be worth considering. It offers 3x points on gas purchases, along with other categories like dining, travel, and streaming services. These points can then be redeemed for travel, gift cards, and more. There's no annual fee and a sign-up bonus of 20,000 points (worth $200) after spending $1,000 in the first 3 months.
Another option for frequent travelers is the American Express Gold Card. While it does come with a $250 annual fee, it offers 4x points on restaurants and up to $25,000 per year at U.S. supermarkets, as well as 3x points on flights booked directly with airlines or amextravel.com. Additionally, it offers a $120 annual dining credit and a $100 airline fee credit.
If you have a good credit score and are looking for luxury perks, the Platinum Card from American Express may be a good fit. It comes with a hefty $695 annual fee, but offers 5x points on flights booked directly with airlines or amextravel.com and eligible hotels, as well as 1x point on all other purchases. It also includes benefits like airport lounge access, statement credits for dining and travel, and more.
For those who prefer a more straightforward rewards system, the Discover it Cash Back card is a great option. It offers 5% cashback on rotating categories each quarter (including gas stations for one quarter), up to $1,500 in purchases per quarter, and 1% cashback on all other purchases. Plus, Discover will match all cashback earned in the first year. There's no annual fee and a sign-up bonus of $50 after your first purchase.
If you're someone who values flexibility, the Capital One Venture Rewards Credit Card may be right for you. It offers 2x miles on all purchases, with no limits or categories to keep track of. These miles can then be redeemed for travel, gift cards, and more. The card also comes with a sign-up bonus of 60,000 miles (worth $600) after spending $3,000 in the first 3 months and has an annual fee of $95.
Lastly, the Blue Cash Preferred Card from American Express is a great option for those who spend a lot on gas and groceries. It offers 3% cashback at U.S. gas stations and 6% cashback at U.S. supermarkets (up to $6,000 per year), as well as 1% cashback on all other purchases. However, it does come with a $95 annual fee.
In conclusion, there are many credit cards out there that offer great rewards on gas purchases, and choosing the best one for you depends on your individual spending habits and preferences. We hope this guide helps you make an informed decision and saves you some money at the pump.
Introduction
Gas is an essential commodity that we all need to keep our cars running. If you frequently use your car, you may find yourself spending a lot of money on gas. However, with the right credit card, you can save some money on gas purchases. In this article, we will discuss the best credit card for gas on Reddit.
Why You Need a Credit Card for Gas
A credit card for gas can help you save money on gas purchases. Most of these cards offer cashback rewards for gas purchases, which means you can earn money back every time you fill up your tank. Additionally, some credit cards offer other benefits like discounts on car rentals and roadside assistance.
The Best Credit Card for Gas on Reddit
There are several credit cards for gas on Reddit, but the best one is the Costco Anywhere Visa Card by Citi. This credit card offers generous cashback rewards on gas purchases, making it an excellent choice for frequent drivers.
Cashback Rewards
The Costco Anywhere Visa Card by Citi offers 4% cashback rewards on eligible gas purchases, up to the first $7,000 spent per year. After that, you will earn 1% cashback on gas purchases. This cashback reward is among the highest in the market, making it an excellent choice for people who spend a lot of money on gas.
Other Rewards
Apart from cashback rewards on gas purchases, the Costco Anywhere Visa Card by Citi offers other benefits. You will earn 3% cashback on restaurant and travel purchases, 2% cashback on Costco purchases, and 1% cashback on all other purchases.
No Annual Fee
The Costco Anywhere Visa Card by Citi has no annual fee, making it an excellent choice for people who want to save money on gas purchases without paying extra fees.
Other Benefits
Apart from cashback rewards and no annual fee, the Costco Anywhere Visa Card by Citi offers other benefits like travel and emergency assistance, worldwide travel accident insurance, damage and theft purchase protection, and extended warranty coverage.
Other Credit Cards for Gas on Reddit
Apart from the Costco Anywhere Visa Card by Citi, there are other credit cards for gas on Reddit. Some of these cards include:
Bank of America Cash Rewards Credit Card
The Bank of America Cash Rewards Credit Card offers 3% cashback rewards on gas purchases, up to $2,500 per quarter. Additionally, you will earn 2% cashback on grocery store purchases and wholesale club purchases, and 1% cashback on all other purchases.
Discover it Chrome Gas & Restaurant Card
Discover it Chrome Gas & Restaurant Card offers 2% cashback rewards on gas purchases and restaurant purchases, up to $1,000 per quarter. Additionally, you will earn 1% cashback on all other purchases.
PNC Cash Rewards Visa Credit Card
The PNC Cash Rewards Visa Credit Card offers 4% cashback rewards on gas purchases, up to $7,000 per year. Additionally, you will earn 3% cashback on dining purchases, 2% cashback on grocery store purchases, and 1% cashback on all other purchases.
Conclusion
In conclusion, if you are looking for the best credit card for gas on Reddit, the Costco Anywhere Visa Card by Citi is an excellent choice. This credit card offers generous cashback rewards on gas purchases, no annual fee, and other benefits like travel and emergency assistance, worldwide travel accident insurance, damage and theft purchase protection, and extended warranty coverage. However, there are other credit cards for gas on Reddit that you can consider depending on your needs and preferences.
When it comes to credit card rewards, one category that often sees significant attention is gas. With gas prices constantly fluctuating and becoming more expensive, earning rewards for filling up your tank can be a great way to save some money. But with so many options available, which credit card is the best for gas rewards? Here are ten of the top credit cards for gas rewards on Reddit.American Express Blue Cash Preferred: The Ultimate Gas Rewards Card
If you're looking for a credit card that offers substantial cash back rewards for gas purchases, the American Express Blue Cash Preferred card is an excellent option. With this card, you can earn 3% cash back on all gas purchases made at U.S. gas stations, up to $6,000 per year. After you reach the $6,000 limit, you'll still earn 1% cash back on gas purchases. But the rewards don't stop there. You'll also earn 6% cash back on purchases at U.S. supermarkets (up to $6,000 per year), 6% cash back on select streaming services, 3% cash back on transit purchases, and 1% cash back on all other purchases. The annual fee for this card is $95, but the rewards can easily outweigh the cost if you use the card frequently.Discover it Chrome: Simple and Effective Gas Rewards
The Discover it Chrome card is a great option for anyone looking for a simple and effective gas rewards program. With this card, you'll earn 2% cash back on up to $1,000 in combined gas and restaurant purchases each quarter. Plus, you'll earn an additional 1% cash back on all other purchases. One unique feature of this card is the Cashback Match program. At the end of your first year as a cardholder, Discover will match all the cash back you've earned. This means that if you earn $200 in cash back rewards throughout the year, Discover will give you another $200. There's no annual fee for this card, making it an affordable option for anyone looking to earn cash back on gas purchases.Chase Freedom Unlimited: Flexible Gas Rewards for Everyday Use
The Chase Freedom Unlimited card is a great option for anyone looking for flexible gas rewards that can be used for everyday purchases. With this card, you'll earn 1.5% cash back on all purchases, including gas. In addition to the cash back rewards, new cardholders can earn a $200 bonus after spending $500 in the first three months of account opening. There's no annual fee for this card, making it a great option for anyone who wants to earn rewards without paying extra fees.Citi Double Cash Card: Double Rewards for Gas Purchases
The Citi Double Cash card is a great option for anyone who wants to earn double cash back rewards on gas purchases. With this card, you'll earn 2% cash back on all purchases - 1% when you make the purchase and another 1% when you pay your bill. There's no limit to the amount of cash back you can earn with this card, and there's no annual fee. Plus, new cardholders can take advantage of a 0% introductory APR on balance transfers for the first 18 months, making it a great option for anyone looking to transfer high-interest debt from another card.Bank of America Cash Rewards: Customizable Gas Rewards with No Annual Fee
The Bank of America Cash Rewards card offers customizable gas rewards that can be tailored to fit your spending habits. With this card, you can choose to earn 3% cash back on gas purchases, 2% cash back on grocery store and wholesale club purchases, and 1% cash back on all other purchases. New cardholders can earn a $200 cash rewards bonus after spending $1,000 in the first 90 days of account opening. There's no annual fee for this card, making it an affordable option for anyone looking to earn cash back rewards on gas purchases.Capital One SavorOne: Delicious Rewards for Gas and Dining
The Capital One SavorOne card is a great option for anyone who frequently spends money on both gas and dining out. With this card, you'll earn 3% cash back on dining and entertainment purchases, 2% cash back at grocery stores, and 1% cash back on all other purchases - including gas. There's no annual fee for this card, and new cardholders can earn a $200 cash bonus after spending $500 in the first three months of account opening. Plus, there's no foreign transaction fee, making it a great option for anyone who frequently travels outside of the U.S.Costco Anywhere Visa Card by Citi: Discounted Gas for Costco Members
If you're a frequent shopper at Costco, the Costco Anywhere Visa card by Citi can be a great option for earning rewards on gas purchases. With this card, you'll earn 4% cash back on gas purchases (up to $7,000 annually), 3% cash back on restaurants and travel purchases, 2% cash back on all Costco purchases, and 1% cash back on all other purchases. There's no annual fee for this card, but you must be a Costco member to apply. If you're already a member and frequently shop at Costco, this card can be a great way to earn cash back rewards on your gas purchases.Wells Fargo Propel American Express: Generous Gas Rewards with No Annual Fee
The Wells Fargo Propel American Express card offers generous rewards on gas purchases without an annual fee. With this card, you'll earn 3% cash back on gas purchases, as well as 3% cash back on dining out and ordering in, travel purchases, and select streaming services. In addition to the cash back rewards, new cardholders can earn a $200 bonus after spending $1,000 in the first three months of account opening. Plus, there's no foreign transaction fee, making it a great option for anyone who frequently travels outside of the U.S.U.S. Bank Cash+ Visa Signature Card: Choose Gas as a 5% Cash Back Category
The U.S. Bank Cash+ Visa Signature card offers a unique rewards program that allows you to choose two categories each quarter to earn 5% cash back on up to $2,000 in combined purchases. Gas is one of the categories you can choose, making it a great option for earning cash back rewards on your gas purchases. In addition to the customizable rewards program, new cardholders can earn a $150 bonus after spending $500 in eligible net purchases within the first 90 days of account opening. There's no annual fee for this card, making it a great option for anyone looking to earn cash back rewards without paying extra fees.ExxonMobil Smart Card: Exclusive Rewards for ExxonMobil Gas Stations
If you frequently fill up at ExxonMobil gas stations, the ExxonMobil Smart Card can be a great way to earn exclusive rewards. With this card, you'll earn six cents off every gallon of gas purchased at Exxon and Mobil stations. In addition to the gas savings, you'll also earn two points per dollar spent on food and drinks at Exxon and Mobil stations, and one point per dollar spent on all other purchases. Points can be redeemed for rewards like free gas, car washes, and convenience store items. There's no annual fee for this card, making it a great option for anyone who frequently fills up at Exxon or Mobil stations.Conclusion
When it comes to credit cards that offer gas rewards, there are plenty of options available. Whether you're looking for a card that offers substantial cash back rewards, customizable rewards programs, or exclusive rewards at specific gas stations, there's sure to be a card that fits your needs. By doing your research and choosing the right card for your spending habits, you can earn significant rewards on your gas purchases and save money at the pump.Best Credit Card for Gas Reddit
Point of View
As a frequent driver who spends a significant amount of money on gas, finding the best credit card for gas rewards is crucial. After researching and considering various options, I believe that the Discover it® Cash Back card is the best credit card for gas rewards on Reddit.Pros of Discover it® Cash Back
- 5% cashback on rotating categories, including gas stations (up to $1,500 in purchases per quarter)
- No annual fee
- First-year cashback match - all cashback earned in the first year is matched
- No foreign transaction fees
- Free FICO credit score
Cons of Discover it® Cash Back
- Rotating categories may not always include gas stations
- Not widely accepted outside of the United States
- No sign-up bonus
Comparison Table
| Credit Card | Gas Rewards | Annual Fee | Sign-up Bonus |
|---|---|---|---|
| Discover it® Cash Back | 5% cashback on rotating categories, including gas stations (up to $1,500 in purchases per quarter) | No annual fee | No sign-up bonus |
| Bank of America® Cash Rewards credit card | 3% cashback on gas | No annual fee | $200 online cash rewards bonus after spending $1,000 in the first 90 days |
| Costco Anywhere Visa® Card by Citi | 4% cashback on eligible gas worldwide (up to $7,000 per year, then 1% thereafter) | No annual fee with paid Costco membership | None |
| Chase Freedom Flex℠ | 5% cashback on rotating categories, including gas stations (up to $1,500 in purchases per quarter) | No annual fee | $200 cashback after spending $500 in the first 3 months |
Overall, it is essential to consider your spending habits and priorities when selecting a credit card for gas rewards. However, the Discover it® Cash Back card provides an excellent balance of rewards, benefits, and no fees that make it the best option for me.
The Best Credit Card for Gas on Reddit
Thank you for taking the time to read our comprehensive guide on the best credit card for gas on Reddit. We understand that selecting the right credit card can be overwhelming, especially when it comes to finding the best one for gas purchases. That's why we've done the research and compiled a list of the top credit cards based on rewards, benefits, and customer satisfaction.
If you're someone who frequently drives or commutes, then having a credit card that rewards you for gas purchases can be a great way to save money. With the right credit card, you can earn cashback, points, or miles for every gallon of gas you purchase. This can add up over time and help offset the cost of fuel.
One of the top credit cards for gas purchases is the Costco Anywhere Visa Card by Citi. This card offers 4% cashback on eligible gas purchases, up to $7,000 per year. It also provides 3% cashback on restaurants and travel purchases, 2% cashback at Costco, and 1% cashback on all other purchases.
Another great option is the Bank of America Cash Rewards Credit Card. This card allows you to choose your 3% cashback category, and gas is one of the options. You can also earn 2% cashback at grocery stores and wholesale clubs, and 1% cashback on all other purchases.
If you're someone who travels frequently, then you may want to consider a credit card that offers rewards for gas purchases as well as travel benefits. The Chase Sapphire Preferred Card is a popular choice among travel enthusiasts as it offers 2X points on travel and dining purchases, including gas stations. You can redeem your points for travel through the Chase Ultimate Rewards program, which offers a 25% bonus when booking through their portal.
If you're someone who prefers to earn miles instead of cashback, then the Delta SkyMiles Gold American Express Card may be a good option for you. This card offers 2 miles per dollar spent at gas stations, as well as on purchases made directly with Delta. You can also earn 1 mile per dollar spent on all other purchases.
For those who are looking for a credit card with no annual fee, the Discover it Cash Back Card is an excellent choice. This card offers 5% cashback on rotating categories, and gas is often included in these categories. You can also earn 1% cashback on all other purchases.
It's important to note that the best credit card for gas purchases will vary depending on your personal spending habits and financial goals. Before selecting a credit card, take some time to consider how much you spend on gas each month, as well as where you typically purchase gas. This will help you determine which card will provide you with the most benefits.
When selecting a credit card for gas purchases, be sure to pay attention to any fees or restrictions that may apply. Some cards may have a limit on how much cashback or rewards you can earn per year, while others may charge foreign transaction fees if you use the card outside of the United States.
Finally, be sure to use your credit card responsibly and pay off your balance in full each month. Accruing interest charges can quickly negate any rewards or benefits you may have earned. By using your credit card wisely, you can enjoy the perks of earning rewards for gas purchases while also building your credit score.
Thank you again for reading our guide on the best credit card for gas on Reddit. We hope that it has been informative and helpful in your search for the perfect credit card. If you have any further questions or comments, please feel free to reach out to us.
What is the best credit card for gas on Reddit?
People also ask:
1. What are the benefits of using a credit card for gas purchases?
Using a credit card for gas purchases can provide you with a range of benefits such as cashback, rewards points, discounts, and more. It can also help you build your credit score if you use it responsibly.
2. Which credit card offers the highest cashback on gas purchases?
The best credit card for gas purchases depends on your spending habits and preferences. However, some of the top options include the Blue Cash Preferred Card from American Express, the Chase Freedom Flex, and the Discover it Cash Back. These cards offer high cashback rates on gas purchases.
3. Are there any credit cards that offer discounts on gas purchases?
Yes, some credit cards offer discounts on gas purchases. For example, the Bank of America Cash Rewards Credit Card offers a 3% cashback on gas purchases and the Costco Anywhere Visa Card by Citi offers 4% cashback on gas purchases up to $7,000 per year.
4. How can I maximize my rewards on gas purchases?
You can maximize your rewards on gas purchases by choosing a credit card that offers high cashback or rewards points on gas purchases. You can also look for promotions or bonus offers that provide additional rewards for gas purchases.